15 to 20 % Loading : The difference between Super and Carpet area : AND YOU PAY FOR IT !

15 to 20 % Loading : The difference between Super and Carpet area : AND YOU PAY FOR IT ! @atulaynehra writes

Comparison of two residential flat of the same area may surprise you at the end, if you actually measure the actual usable area or the carpet area with the super area or the area for which you have made payments to the developer.  The builders advertise that the flat on sale is of 1,500 sq ft. But be aware this includes areas like staircases, passages and lifts and so on. Hence, it’s important you know how much the carpet area is. The carpet area is the actual usable area. The difference between super built-up and carpet area is called loading. In most case this difference should not exceed 30 percent.

The property buyers today pay for the construction cost of the area that falls under the FSI- free areas. The carpet area is confined to the four walls of a house or habitable area. Everything outside, such as balcony, terrace deck, passageway, flower beds, lift area, entrance lobby, clubhouse, common passages, lift lobbies, terrace area and in some cases even open spaces, is included in the super built-up or the useable area. At times super area also includes the area which you don’t use but is part of the complex you stay in.

For eg : Assuming there are four flats on say 4^th floor of a residential complex with 1500 sft super area, of which 20% is super area which cumulate to 300 sft . This 300 sft area goes in lift lobbies, passages , balconies etc , interestingly at least 150 sft of this area is such on which developer is paid 4 times (150x4), i.e by 4 owners of flats at 4^th floor. As the developer is being paid 4 times , If given a thought the cost of house can be bought down if the construction cost of the lobby is divided into four equal part  rather than loading same amount to all four, as the developer pays for only 150 sft while charges for 600 sft. 

In consideration to the current ongoing cost of acquiring a house, it is important that certain regulations are set to control the menace and the costs differences in the super and carpet area concept.

So, is there a way out……..

The answer is NO, as there is no strict regulation to control this loading and each developer has its defined percentages of loading. It is advisable to check the exact carpet , buildup and super area details while considering an apartment to buy.